It may not be possible for every parent to do that, and even those who manage should not expect to save all the money their children need, but they can certainly help reduce the amount their children need to borrow by learning to balance their savings.
Read MoreIt may not be possible for every parent to do that, and even those who manage should not expect to save all the money their children need, but they can certainly help reduce the amount their children need to borrow by learning to balance their savings.
Read MoreThe people that do generally feel and understand its maximum impact are the elderly or those living on a fixed financial base of some kind. Here is a brief overview of the two types of inflation and why you should plan for it in retirement.
Read MoreIt is not surprising that the holiday season is one of the most expensive for individuals. Gift-giving, decorating, and holiday treats can tap into the budget if a few general rules are not followed. Here are five tips to avoid overspending this holiday season.
Read MoreRetirement could be a stressful phase in your life if you did not do any prior planning before you became a retiree. This is because you need to put food on your table and pay bills like medical expenses, electricity, and water bills. However, with a proper retirement plan, you can be confident that you can still enjoy comfortable living
Read Moreour home is your pride and joy, and you should always feel safe and secure when you are in it. These sunny August days have had many of us spending more time outside, enjoying the weather. Employ these simple tips to make safety a priority on your property.
Read MoreShould I claim my Social Security benefits now? It's a common question, and it's one that you're very prudent in asking. Timing is the most significant facet in maximizing your benefits. Yet, you'll get an array of answers on the best timing. Let's break down three questions that will give you the most definitive answer to your question.
Read MoreIf you missed the news, the IRS announced if you already took out your maximum percent for your Required Minimum Distribution, you are still in luck. According to the IRS, you can still roll over those funds and put them back into your account. That is according to the current Cares Act waiver.
Read MoreMany are reviewing how they have approached their personal financial life up to this point and are reconsidering some of the steps they have taken. One of the items some have looked at is their risk tolerance versus their risk capacity. The two are different. Read on to learn why.
Read MoreThe recent global pandemic has caused many different types of economic fallout. It has resulted in many companies suspending the matching of their employee's 401(k) contributions.
Read MoreAnyone watching those market movements surely had a great amount of fear sweep over themselves regarding their retirement savings and their ability to trust the stock market to provide them with the capital appreciation that many of us used to take for granted.
Read MoreThere are many ways the elderly are abused by family or those close to them. Financial abuse can be a complicated subject, but at its most basic level, it involves taking advantage of an older adult through manipulation or intimidation to steal their money or property. Elderly adults are some of the most vulnerable to financial abuse.
Read MoreThe ongoing COVID-19 global pandemic has disrupted life in countless ways. The health crisis has led many to examine their own mortality and realize they are not prepared for the end of life situations. As the crisis rages on, it is more important than ever to make sure that your will and other important estate planning directives are in place.
Read MoreCOVID-19, the pandemic coronavirus, in many ways, has crippled the U.S. economy. The good－or at least better－news is that the federal government has made a flurry of tax and process decisions that should bring relief to many in the form of The Coronavirus Aid, Relief and Economic Security Program, or The CARES Act.
Read MoreIn March 2020, the Federal Government passed the CARES Act. This act, a result of the massive COVID-19 pandemic that has infected over one million Americans, was responsible for establishing a variety of federal aid designed to assist individuals throughout the country in getting through unemployment and the ongoing pandemic.
Read MoreThe history of the stock market is littered with examples of times when the market dives downwards. However, there are a lot of reasons to believe that the latest market dive is one of the more extreme that most people have ever seen.
Read MoreWhen the markets are sinking, and you are losing money, it may be a challenge to think clearly. This is when you are most vulnerable to a scammer.
Read MoreThe pandemic has some rethinking retirement plans, as this preview to what retirement could be like has a lot worried about their years post-career. US citizens 65 and older echoed the same sentiment across the nation: they have worries about their decisions regarding retirement once the pandemic has seeped into the country.
Read MoreAs painful as one as it has been, Covid-19 is just a test for your finances. Here’s how to check to see if you’re ready.
Read MoreIn a response to plunging numbers on the stock market, the Federal Reserve has stepped up to offer up some much needed relief in the form of a rate cut. With near-zero rates put in place, many are wondering how it will factor into their own financial futures.
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